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Special Financing

Special Financing

Up to 48 Months SPECIAL FINANCING Available*

On qualifying purchases when made with your Quality Sewing credit card.

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Up to 60 Months Special Financing Available

  • Why Should I Apply for a Quality Sewing & Vacuum Credit Card?

    • A dedicated credit line to use again and again at Quality Sewing & Vacuum
    • Convenient monthly payments
    • No annual fee**
    • Cardholder-only special offers
    • Zero liability on fraudulent purchases

    Learn More

    Apply Now 

  • How Do I Use My Financing?

    1. Click here to Apply Now
    2. Fill out and submit application.
    3. When application is approved, notate your new account number.
    4. Call us at 1-800-687-5175 M-F 7am-4:30pm PST to place your order over the phone using your new account number.
    Learn More 

  • Manage Your AccountWith Synchrony

    Make payments, view your balance, updated account info, and schedule up to your next 12 payments.

    Manage Account 

  • Financing FAQ


    Q: How is the Quality Sewing credit card different from my other bankcards?

    A: The Quality Sewing credit card extends special financing offers that you may not be able to get when using your bankcards, giving you the ability to make payments over time.


    Q: I already used my Quality Sewing credit card once, can I use it again?

    A: Yes. You can use your card over and over again at Quality Sewing without reapplying.


    Q: What financing options are available with the Sewing and More Credit Card?

    A: 6-Month No Interest: For purchases between $150 - $1,498.99. Interest applies if not paid in full within 6 months. 12-Month No Interest: For purchases between $1,499 - $2,498.99. Interest applies if not paid in full within 12 months.

     

    0% Interest with Equal Monthly Payments:

     

    • 18 months for purchases of $2,499 - $3,998.99
    • 24 months for purchases of $3,999 - $5,998.99
    • 36 months for purchases of $5,999 - $7,998.99
    • 48 months for purchases of $7,999 - $19,998.98

     

    Q: How does the No Interest if Paid in Full offer work?

     

    A: No interest is charged if you pay off the balance within the 6- or 12-month promo period,
    depending on your purchase amount. If not, interest applies from the purchase
    date. Minimum monthly payments are required.

     

    Q: What are Equal Monthly Payment promotions?

    A: These plans allow 0% interest if you make equal monthly payments within the specified time (18 to 48 months) based on the purchase amount.

     

    Q: Is there a minimum purchase requirement for financing?

    A: Yes, the qualifying amount must be on a single receipt:

     

    • $150 minimum for 6-month financing.
    • $2,499 minimum for 18-month financing.

     

    Q: Are there any additional fees for equal monthly payment promotions?

    A: A promo fee equal to 2% of the amount financed applies. This fee is added as a separate transaction and included in your balance.

     

    Q: What are the terms for new accounts?

    A: Purchase APR is 34.99%, and Penalty APR is 39.99% with a minimum interest charge of $2. Terms may vary for existing cardholders, so refer to your credit agreement.

     

    Q: Will my minimum monthly payments cover the full balance by the end of the promo period?

    A: Not necessarily. Minimum payments might not pay off the entire balance by the end of the promo, depending on the purchase amount and promo terms.

    Q: Who do I call for questions about my Quality Sewing credit card account?

    A: The Quality Sewing credit card is issued by Synchrony Bank and their Customer Service phone number is 1-866-396-8254.


    **For new accounts: Purchase APR is 29.99%. Minimum interest charge is $2.